At first, this paper analysis Bangladesh's macroeconomic foundation, the poor lives of Bangladesh highlighted the importance of micro-credit funds; the tremendous pressure on survival ,which caused by the highly centralized system of private ownership of land, made the borrower work hard and led to the multi-purpose of micro-credit, also the shortage economic situation providing a good receipts to micro-credit. These three fields of economic conditions contributed to the country's successful of GB's micro-credit development.Then we pointed out that China's current surplus economic situation an...