Abstract: Agricultural insurance has been developed slowly in China. One of the main reasons is insufficient cognition of the Parties in the Agricultural Insurance Market. Farmers do not want to buy agricultural insurance. Commercial insurance was afraid of losses and do not want to sell the agricultural insurance. The government has largely attached importance to the agricultural insurance, but he has no good policy implementation. By analyzing the games between farmers and insurance company when government is in the games and not, the suggestion is put t...