In the modern financial service system, it is lack of organization or service platform, which provides emergency funds for small and medium-sized enterprises demand. Private lending perspective from the specification, the government led building small and medium-sized enterprises emergency mutual funds to solve of the emergency financing difficulties for the small and medium-sized en- terprise, and it improves efficiency of surplus funds of small and medium-sized enterprise. The emergency mutual funds is participated in by the government, profe...