In recent years, microfinance institutions develop rapidly in China, whose services have made a great contribution to agriculture, rural areas and farmers. However, the commercial trend becomes more and more obvious while they are developing. Microfinance institutions no longer simply put poverty alleviation as the final goal; the initial purpose of the establishment has gradually begun to be violated. Target deviation phenomenon is more and more serious and their development degree has been adversely affected as well. In fact, microfinance ins...