期刊论文

中文

保险职业学院学报

1673-1360

2024

38

02

56-61

10.3969/j.issn.1673-1360.2024.02.009

S202310537009:国家级大学生创新创业训练计划项目

本校为第一机构

农业信贷担保贷款是以政府信用杠杆撬动金融支农资金,旨在缓解新型农业经营主体融资约束,进一步支持农业产业发展的政策性金融工具.顾客满意度影响了农业信贷担保贷款的进一步推广实施.本文通过193份湖南省新型农业经营主体的调研数据,运用Oprobit模型对影响农业信贷担保贷款满意度的具体因素进行了实证分析,研究表明,新型农业经营主体类型、总成本、办理效率、条件设置、服务公正、宣传力度、缓解约束等因素会显著影响农业信贷担保贷款满意度.建议金融机构和政府等多方共同努力提高顾客满意度,促进农业发展,有效推进乡村全面振兴.

Agricultural credit guarantee loan is a policy-based financial tool that leverages government credit to leverage financial funds to support agriculture,aiming to ease the financing constraints of new agricultural operators and further support the development of agricultural industry.Customer satisfaction affects the further promotion and implementation of agricultural credit guarantee loan.Based on the investigation data of 193 new agricultural operators in Hunan Province,this paper makes an empirical analysis of the specific factors affecting the satisfaction of agricultural credit guarantee ...