With the rise of Internet finance in coastal regions, its influence on the banking industry has gradually deepened. To a certain extent, it has seized the bank's asset business, liability business and intermediate business. This paper is based on the establishment of Panzar-Rosse model to determine the degree of competition in China's banking market. In recent ten years, China's banking industry is in a state of monopoly competition and the degree of competition is increasing. Internet finance in coastal regions has little influence on the degree of banking competition in its infancy. However,...
