期刊论文

Jinhai Yang

英文

Future Generation Computer Systems

0167-739X

2021

124

295-307

10.1016/j.future.2021.06.003

The research reported in this paper was supported by the General Project of National Natural Science Foundation of China (Project No.: 72073043 ), Philosophy and Social Science Foundation of Hunan Province, China (Project No.: 18YBA140 ), and the Natural Science Foundation of Hunan Province of China (Project No.: 2018JJ2189 ).

本校为第一机构

The big data technology framework has been successfully used in the Internet of Things, and the financial industry also hopes to use the advanced technology of big data to integrate and improve internal and external data related to credit risks. Relying on more efficient machine learning algorithms to get a reasonable prediction of credit risk can reduce the self-generated losses of the Internet of Things finance and increase profits. This article uses distributed search engine technology to customize web crawlers to obtain the required bank card and transaction data from the multi-source hete...