期刊论文

中文

湖南农业大学学报(社会科学版)

1009-2013

2016

17

1

9-14

10.13331/j.cnki.jhau(ss).2016.01.002

湖南省社会科学基金项目（14WTB38.14YBA208） 湖南省青年社会科学工作委员会项目（XSP2014005） 湖南省高校创新平台开放基金项目（14K049）

本校为第一机构

中国农业发展正处于传统农业向现代农业转型时期,新型农业经营主体肩负着发展现代农业的重任.新型农业经营主体对信贷、保险、期货金融需求旺盛,但现有信贷条件较苛刻、产品设计不齐全、服务网点少且分布不均衡,保险制度不完善、理赔程序复杂、信息不对称,期货市场产业规模小、市场受众少,滞后于新型农业金融主体发展.基于“供给侧改革”思维,应该从多方位着手积极推进金融市场服务完善与创新,实施“放”、“管”结合,构建农村金融监管及风险预警体系,加大政策宣传力度,激发金融市场需求活力.

The Chinese agriculture is experiencing the transitional period from traditional agriculture to modem agriculture, and the new agriculture management entities shoulder the important responsibilities of developing the modem agriculture. The new agriculture management entities have strong requirement for credit, insurance and financial futures, but the present conditions for credit are very harsh, the product design is not sufficiently complete and the supply of service outlet is not enough and imbalanced, the insurance system is not reasonable, ...