Using panel data from 31 provinces in China spanning the years 2011 to 2020,this paper quantitatively assesses the development status of regional digital financial inclusion based on the Peking University Digital Financial Inclusion Index of China.This paper examines how digital financial inclusion impacts regional financial risks through three key indicators:the breadth of coverage,the depth of use,and the degree of digitization,and explores the mechanism and role of resident consumption structure between them.The study reveals that promoting and expanding digital financial inclusion signific...
