期刊论文

Customer Concentration and Financial Credit Risk in Supply Chain——An Empirical Study Based on the Listed Companies of SME Board Manufacturing Industry

中文

征信

1674-747X

2018

36

7

21-26

10.3969/j.issn.1674-747X.2018.07.004

国家社会科学基金项目（16BJY107） 湖南省社会科学基金项目（17YBA222）

本校为第一机构

基于信用风险管理理论,选择对中小板中49家制造企业样本进行因子分析与logistic模型回归,通过对比加入客户集中度这一因变量前后的预测效果,得出客户集中度对logistic模型预测准确度有显著提升作用,即客户集中度越高,供应链金融业务信用风险越低,为供应链金融中的信用风险控制提供指导意义。

Based on credit risk management theory,this paper conducts factor analysis and Logit model regression through the 49 samples of manufacturing enterprises in medium and small-sized board. By comparing the prediction effect before and after adding the variable of customer concentration,it draws conclusion that customer concentration has a significant lifting effect upon Logit model prediction accuracy,i. e. the higher degree of customer concentration,the lower credit risk of supply chain finance bu...