By making use of the statistical data of China's rural financial development from 1990 to 2009 and employing the multiple linear regression model, this paper conducts an empirical analysis of the influence of the scale, efficiency and structure of rural financial development and the distribu- tion density of rural financial resources on the increase of farmers' income. The results show that only the increase of loan-to-deposit ratio of rural financial institutions and the increase of the number of practitioners in rural financial institutions...