This article take the Hunan Zhuzhou peasant laborer questionnaire survey as the basis,guarantees rate the low existence barrier from the enterprise angle to the peasant laborer workers' compensation insurance senate to carry on the analysis and the discussion. The result indicated that, the peasant laborer flows frequent, the policy does not enforce the law strictly, the insurance premium drafts has given high as well as the enterprise insures consciousness to lack and so on the factors to hinder enterprise's senate to guarantee the decision-...