期刊论文

中文

金融经济学研究

1674-1625

2015

30

2

74-84

国家社会科学基金项目(12CJY063)

本校为第一机构

"适应性成长"模式在现实层面来源于对存量式农村金融改革的反思,体现为从"改革"到"成长"的转变,在理论渊源上体现为"内生"与"外生"金融模式的深化,在思想上体现出国家政策应该对新型农村金融组织具有动态适应性。适应性成长模式有利于加速内生性市场经济主体的形成,增强"顶层设计"方案的适用性,培育良好的农村金融市场机制。政府与市场的有效协调是适应性成长模式的关键。国新型农村金融组织适应性成长应该在市场、政府和社会"三维"框架下进行,提高新型农村金融组织的金融努力程度,规范适应性成长下的政府行为,塑造适应性成长的良好社会环境。

' Adaptive growth' model is built on the reflection of current rural financial reform and the deepening of ' endogenous' and ' exogenous' financial model. It exemplifies the transform from'reform'to'growth'and reveals that rural finance reform policies should have dynamic adaptability to the new rural financial organizations. The model is helpful for accelerating the formation of the endogenous market economic entity,enhancing the applicability of the ' top-level design',and cultivating mechanism of rural financial market with the concept that eff...