Based on a field survey of 309 households in Hunan Province,this paper analyzes the current situation and existing problems of digital finance among households from the use of digital payment,digital credit,digital financial investment and other aspects.It is found that the residents of Hunan province are faced with obstacles such as low financial literacy and difficulty in correcdy using digital financial products,and the complexity and diversity of digital financial products.Finally,this paper puts forward countenneasures and suggestions to pr...