Liberalization of financial market in our country is still in the primary stage. Loans in total bank assets are in a large proportion. Existing uncertainties and risk factors make the operational risk of commercial banks become more and more serious. Therefore,strengthening the credit risk management has become the core of risk management in China＇s commercial banks. Based on analysis of H bank,this paper finds that in commercial banks many problems exist in concept of credit risk management,management system,credit evaluation system,and manag...
