期刊论文

中文

当代农村财经

1007-3604

2020

5

58-63

10.3969/j.issn.1007-3604.2020.05.021

2018年湖南省社科基金一般项目《我国贫困地区金融扶贫资源配置的“内卷化”困境及破解路径研究》(18YBA221)阶段性成果。

本校为第一机构

本文利用2014-2018年东中西部六省农村的数据对农村数字普惠金融发展水平及不同地区之间的发展水平差异进行比较研究。近年来,东中西六省的农村数字普惠金融指数整体水平都有所增长,从数字普惠金融覆盖广度来看,东部三省一直领先于中西部且保持在很高水平;从数字普惠金融使用深度水平来看,浙江省处于领先地位,西部两省的使用深度水平一直明显低于华中两省;从数字普惠金融使用可持续性水平来看,六省的农村数字普惠金融使用可持续性水平都是在不断增加的,相对另两个维度六省差距很小,且同一地理位置的两省使用可持续水平非常接近。基于上述研究,提出提升我国农村数字普惠金融发展水平的对策建议。...

The research uses the rural data of six provinces in the eastern, central and western regions from 2014 to 2018 to compare and study the development level of rural digital inclusive finance and the development level differences among different regions. It is found that the overall level of rural digital financial inclusion index in the eastern,Central and western provinces has increased in recent years, but the development level of rural digital financial inclusion in the eastern Zhejiang and Fujian provinces has always been ahead of the four central and western provinces,and the development l...