期刊论文

中文

农业经济问题

1000-6389

2016

37

2

77-82,112

10.13246/j.cnki.iae.2016.02.011

教育部新世纪优秀人才计划项目“小微企业融资问题研究”（编号：NCET-12-0716） 教育部博导基金项目“我国新型农村经济组织发展研究”（编号：20114320110002） 国家社科基金项目“基于农村金融增量改革的农户融资约束缓解研究”（编号：13BJY097）

本校为第一机构

随着农村金融准入门槛的降低和农村合作经济组织的蓬勃发展,农村资金互助社在我国一些地区也得到了快速成长。资金互助社社员之间的资金互助合作一定程度上缓解了社员的融资约束,解决了社员的生产生活资金需求;然而资金互助社内部社员异质性结构突出,给农村资金互助组织的治理结构带来了很大变化,对其绩效产生了一定影响。在社员异质性背景下,分析异质性社员参与资金互助的行为,构建均衡社员之间利益分配的制度与激励机制,促进资金互助社资金互助业务的可持续发展。

With the lowing of the entry threshold of rural financial set- ups and the booming of rural cooperate economic organizations; rural financial cooperatives have been growing rapidly in some areas of China. Because of the development of rural financial cooperatives,the financing constraint farmers faced has been alleviated and their demand for loan has been satisfied in some degree. However,the heterogeneity among the participants in rural financial cooperatives makes a great challenge for the rural financial cooperatives' structure governance and performance. With the background of heterogeneou...