In recent years, financing problem of farmers cooperatives have become increasingly prominent, largely limits the development of farmer cooperatives. In this paper, by visit farmer cooperatives in Yuanjiang City Hunan, we discover that the cost of financing is high and the channel of financing is narrow. At the same time, cooperatives are not able to obtain enough financial support from formal financial and government. So, this paper point out that in order to improve the financing conditions, we should build cooperatives' internal systems, improve th...