As a new means of financial poverty alleviation, the "Credit + Insurance" can effectively transfer the farmers' risks of missing the repayment due to natural disasters, accidents and other issues. It can also help farmers expand the scale of operation, and ensure the economic growth of poverty- stricken areas. At present, in the process of the implementation of poverty alleviation, the agricultural credit insurance model has the problems such as lack of financial funds, weak publicity, imperfect agricultural credit insurance laws and regula...