Since the micro-credit company come into being, it has receive some grades, basing on its specifies, there were some deep problems to resolve, especially, the risk management of micro-credit company. Micro-credit Company is not only to survive, can not attract deposits, and its target group is disadvantaged groups, the loan commitment is small, and the lack of the quality high staff, and so on. These factors cause its risk. Thus, how to control and reduce the risk is the guarantee of the sustained and healthy development of the Micro-Credit Company. Therefore, this text analysis the current ri...