The rural social endowment service organization system is becoming more complete in Changsha - Zhuzhou - Xiangtan ar- ea, but the business and service mode of public pension agency has been difficult to meet the needs of older people. This paper investigates and summarizes the main problems facing the construction of endowment service organization sys- tem in Changsha- Zhuzhou -Xiangtan area, including concentrated endowment resources shortage, low service ability, pension service organization is not sound, lack of professional talents and so on. On the basis of investigation and analy- sis, w...