International experience has proved that NGO microfinance is important form of poverty alleviation, but fund difficulties is a major problem that plagued its development. NGO microfinance institutions in our country mainly depend on endowment fund which is instability, and lack other legitimate fund sources. Fund shortage directly restricts NGO microfinance institutions coverage breadth in our country, which is also fully verified by theory model. We should establish microfinance wholesale funds, foster social responsible investors and strengthen the ability construction of institutions themse...