Establishing the stockholder's rights structure of the state-owned commercial bank has become the first duty of the bank reform. The paper believes that establishing"the golden stock" is a reality choice without doubting, which is widely applied in Europe and Asia's state-owned enterprises' reform process. It may cause the government to macro-control the state-owned commercial bank, but not to participate in the bank to control the daily decision-making and the management, it realizes to separate government administration from enterprise m...